tmracing62
06-28-2004, 02:11 PM
We had a really bad hail storm in Colorado about three weeks ago. Between our cars, the wife's, my duallie hauler and little pickup and the car trailer, the roof at home and at the business, we are pushing $50,000 in damage. The '62 was snug in the garage. No worries. It happened so fast that there was no way to protect anything left outside. I ran out to at least get something into the garage and anyplace that was not protected by the hat, heavy jacket and jeans got hit. Imagine getting smacked by a marble from a slingshot. Everyplace was swollen, red and brusied for a couple of days. I was fortunate because there were some stones the size of a tennis ball, but I don't think one of those hit me although I probably deserved it. It hurt enough that I just went back inside and watched the destruction. It even blew a hole all the way into the attic in one place where the shingles were newer, but it was a 60 year old underlayment.
The reason I am mentioning this aside from the amusement value is that we have replacement insurance. No, I don't sell insurance. Without it we could not have afforded to replace the roof. They cut a check on site for the depreciated value of the roof which turned out to be about 40% of the replacement cost. They pay the rest after the work is actually done. It's worth considering if you don't already have it.
The reason I am mentioning this aside from the amusement value is that we have replacement insurance. No, I don't sell insurance. Without it we could not have afforded to replace the roof. They cut a check on site for the depreciated value of the roof which turned out to be about 40% of the replacement cost. They pay the rest after the work is actually done. It's worth considering if you don't already have it.