I had it happen once. The worst feeling ever. My father and grandfather gave me most of the tools that were taken. The first 10 cars I built with my hands were built with those tools. Pissed me off then and does so now that I think back on it. Insurance paid on the deal but I would take those beat up old tools any day over the new shinny ones I had to buy. Not to mention all of the little modifications I made to a number of those tools to work on specific jobs.