Hi ,my 73' Corvette I have insured with J.C.Taylor for $25,000.00 for about $175.00 a year.They allow you to send a few pictures of interior,exterior and motor .Car must be kept in garage,used less than 3000 miles a year.No hassles over agreed value.I have been very happy with their service.
Now,I called them when I put my 64' Impala Convertible on the road.I wanted to insure the car for $65,000.00 .They immediately told me that I would have to get the car appraised by a certified appraiser,because any car over the $25,000.00 value must be appraised.I asked about that.They told me that any manager at a New Car dealership,an appraiser that afiliated in the auto business, or a national club,something like NCRA would also work.Then the person tells me that I could have a president of a car club appraise it.I really laughed at that one.Most of these car club people don't have a clue what true values of original older cars are. I politely said"Thank You" and hung up.
I have my everyday cars and trucks with Allstate,so I called my agent.He tells me they are now writing insurance with Haggerty.I asked him to give me a price,with car value listed above.There was no questioning of the value I put on my car,all they asked for was 6 pictures(1 of each side of car,1 of interior and 1 of the motor).There is no limitations on miles,no hassles,car must be kept in garage when not in use.For $65,000.00 in insurance ,cost is $440.00 a year. Hope I've been of some help. John
